Welcome
to DharamVigyaan (the "Site").
We understand that privacy online is important to users of our Site, especially
when conducting business.
This statement governs our privacy policies with respect to those users of the
Site ("Visitors") who visit without
transacting business and Visitors who register to transact business on the Site
and make use of the various services offered by DharamVigyaan (collectively,
"Services") ("Authorized Customers").
"Personally Identifiable Information"
refers to any information that identifies or can be used to identify, contact,
or locate the person to whom such information pertains, including, but not
limited to, name, address, phone number, fax number, email address, financial
profiles, social security number, and credit card information. Personally
Identifiable Information does not include information that is collected
anonymously (that is, without identification of the individual user)
or demographic information not connected to an identified individual.
What Personally Identifiable Information is collected?
We may collect basic user profile information from all of our Visitors. We
collect the following additional information from our Authorized Customers: the
names, addresses, phone numbers and email addresses of Authorized Customers,
the nature and size of the business, and the nature and size of the advertising
inventory that the Authorized Customer intends to purchase or sell.
What organizations are collecting the information?
In addition to our direct collection of information, our third party service
vendors (such as credit card companies, clearinghouses and banks) who may
provide such services as credit, insurance, and escrow services may collect
this information from our Visitors and Authorized Customers. We do not control
how these third parties use such information, but we do ask them to disclose
how they use personal information provided to them from Visitors and Authorized
Customers. Some of these third parties may be intermediaries that act solely as
links in the distribution chain, and do not store, retain, or use the
information given to them.
How does the Site use Personally Identifiable Information?
We use Personally Identifiable Information to customize the Site, to make
appropriate service offerings, and to fulfill buying and selling requests on
the Site. We may email Visitors and Authorized Customers about research or
purchase and selling opportunities on the Site or information related to the
subject matter of the Site. We may also use Personally Identifiable Information
to contact Visitors and Authorized Customers in response to specific inquiries,
or to provide requested information.
With whom may the information may be shared?
Personally Identifiable Information about Authorized Customers may be shared
with other Authorized Customers who wish to evaluate potential transactions
with other Authorized Customers. We may share aggregated information about our
Visitors, including the demographics of our Visitors and Authorized Customers,
with our affiliated agencies and third party vendors. We also offer the
opportunity to "opt out" of receiving information or being contacted
by us or by any agency acting on our behalf.
How is Personally Identifiable Information stored?
Personally Identifiable Information collected by DharamVigyaan is securely
stored and is not accessible to third parties or employees of DharamVigyaan
except for use as indicated above.
What choices are available to Visitors regarding collection, use and
distribution of the information?
Visitors and Authorized Customers may opt out of receiving unsolicited
information from or being contacted by us and/or our vendors and affiliated
agencies by responding to emails as instructed
Are Cookies Used on the Site?
Cookies are used for a variety of reasons. We use Cookies to obtain information
about the preferences of our Visitors and the services they select. We also use
Cookies for security purposes to protect our Authorized Customers. For example,
if an Authorized Customer is logged on and the site is unused for more than 10
minutes, we will automatically log the Authorized Customer off.
How does DharamVigyaan use login information?
DharamVigyaan uses login information, including, but not limited to, IP
addresses, ISPs, and browser types, to analyze trends, administer the Site,
track a user's movement and use, and gather broad demographic information.
What partners or service providers have access to Personally Identifiable
Information from Visitors and/or Authorized Customers on the Site?
DharamVigyaan has entered into and will continue to enter into partnerships and
other affiliations with a number of vendors.
Such vendors may have access to certain Personally Identifiable Information on
a need to know basis for evaluating Authorized Customers for service
eligibility.
Our privacy policy does not cover their collection or use of this information.
Disclosure of Personally Identifiable Information to comply with law. We will
disclose Personally Identifiable Information in order to comply with a court
order or subpoena or a request from a law enforcement agency to release
information. We will also disclose Personally Identifiable Information when
reasonably necessary to protect the safety of our Visitors and Authorized Customers.
How does the Site keep Personally Identifiable Information secure?
All of our employees are familiar with our security policy and practices. The
Personally Identifiable Information of our Visitors and Authorized Customers is
only accessible to a limited number of qualified employees who are given a
password in order to gain access to the information. We audit our security
systems and processes on a regular basis. Sensitive information, such as credit
card numbers or social security numbers, is protected by encryption protocols,
in place to protect information sent over the Internet. While we take
commercially reasonable measures to maintain a secure site, electronic
communications and databases are subject to errors, tampering and break-ins,
and we cannot guarantee or warrant that such events will not take place and we
will not be liable to Visitors or Authorized Customers for any such
occurrences.
How can Visitors correct any inaccuracies in Personally Identifiable
Information?
Visitors and Authorized Customers may contact us to update Personally
Identifiable Information about them
Can a Visitor delete or deactivate Personally Identifiable Information
collected by the Site?
We provide Visitors and Authorized Customers with a mechanism to
delete/deactivate Personally Identifiable Information from the Site's database
by contacting through mail. However, because of backups and records of
deletions, it may be impossible to delete a Visitor's entry without retaining
some residual information. An individual who requests to have Personally
Identifiable Information deactivated will have this information functionally
deleted, and we will not sell, transfer, or use Personally Identifiable
Information relating to that individual in any way moving forward.
What happens if the Privacy Policy Changes?
We will let our Visitors and Authorized Customers know about changes to our
privacy policy by posting such changes on the Site. However, if we are changing
our privacy policy in a manner that might cause disclosure of Personally
Identifiable Information that a Visitor or Authorized Customer has previously
requested not be disclosed, we will contact such Visitor or Authorized Customer
to allow such Visitor or Authorized Customer to prevent such disclosure.
PLEASE NOTE:
This Site is not directed
at children. Visitors and Authorized Customers are required to be eighteen
years or older.
Links:
This web site contains links to other web sites. Please note that when you
click on one of these links, you are moving to another web site. We encourage
you to read the privacy statements of these linked sites as their privacy
policies may differ from ours.
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